Medicare 101
- Wednesday, October 21, 2026 · 5:45–6:45 PM
- Adamstown Area Library
110 W Main St, Adamstown, PA 19501 - Limited to 24 people · free · no obligation
Save a seat
A free, simple and easy to understand class on how Medicare actually works: the parts, what it costs, the two main paths to coverage, drug coverage, your own timeline, and the mistakes that cost people money.
Presented by Spencer Linton, Owner
Licensed Insurance Agent
A Lancaster County local, serving individuals and families since 2020. Linton Insurance is an independent agency that works with many insurance companies, so you hear about real options, not one company's pitch.
The hour, in six parts.
Plain English, categories not products. You leave knowing what decision you have to make and when.
Medicare: the basics
What Parts A, B, C and D each cover, and how a Medicare Supplement fits alongside them.
What Medicare costs
The premiums, the deductibles, the income-related adjustments, and how enrollment actually happens.
Two main paths to coverage
Original Medicare with a supplement and a drug plan, or Medicare Advantage: how the two main approaches differ as categories, not as products.
Prescription drug coverage
Why Part D matters even if you take nothing today, and how the late-enrollment penalty works.
Your situation and your timeline
Still working, retiring soon, covered by a spouse, or already enrolled: what changes the dates that apply to you.
Common Medicare mistakes
The decisions people most often get wrong, and how to avoid each one. We leave time for your questions throughout.
Turning 65 in the next year, or helping someone who is.
Anyone who wants to understand Medicare is welcome: approaching 65, planning retirement, helping a parent or spouse, an HR professional supporting employees, or already enrolled and never given a straight explanation. Spouses, adult children and caregivers are welcome to come along.
Bring your questions. There is no presentation of any specific plan and no enrollment paperwork. If you want to talk about your own situation afterward, you can ask for a one-on-one appointment, and that is entirely up to you.
Additional information
- Free parking at the library
- Doors open 15 minutes before the start
- Step-free room; see the accommodations note below for anything else you need
- Can't make it? Call or text (717) 844-6570 for a one-on-one at no cost
This is an educational event. No plan-specific benefits, premiums or details will be discussed, and no enrollment forms will be available. Attendance is free and carries no obligation. There is no sales presentation.
Need an accommodation to attend, such as large print, hearing assistance or step-free access? Call or text (717) 844-6570 (TTY 711) a couple of days ahead and we will arrange it with the library.
The room is rented for the evening. Adamstown Area Library is not a sponsor of this event and does not endorse it.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
Not affiliated with or endorsed by the government or the federal Medicare program.